Business Loans & Lines of Credit

You Can Get the Right Loan for Your Business

Equipment Loans

By partnering with the Small Business Administration (SBA), we can offer you longer terms and lower rates on any type of equipment required to run your business, ranging from dump trucks to heavy duty cranes. It also allows us to offer equipment loans to start-up companies that might not otherwise qualify for a conventional loan. In addition, there are no pre-payment penalties or annual fees associated.

Commercial Real Estate Loans

We can help you either purchase or build your new commercial building. Between the Small Business Administration (SBA) and the credit union, we can create a package that will fit your specific company's needs. There are no pre-payment penalties associated and the fees are lower then the industry standard. Additionally, based on credit and SBA eligibility, the down payment for your commercial loan could be as low as 10%, instead of the standard 25%!

Small Revolving Line of Credit

Businesses need cash flow to get started and to grow. This product is designed specifically for that reason! The Small Revolving Line of Credit can be used for all of your working capital needs: inventory, payroll, marketing expenses and much more. It offers a safety net by helping a small business overcome unexpected events or to take advantage of growth opportunities. In addition, we offer interest-only payments for the first 5 years, and there are no annual fees associated.

Other Types of Business Loans:

Commercial construction, business acquisition and more.

Loan Type:


Commercial Real Estate

Revolving Line of Credit

Secured or Unsecured:

Secured with Equipment

Secured with Property


Loan Limits:

Up to $2,000,000

Up to $2,500,000

Up to $50,000 ($35k for start-ups)

Loan Terms:

Up to 7 yrs.


Up to 5 yr. revolving / 2 yr term

For more information come in to any of our branches.  To make an appointment with our business loan specialist, please email or call (801) 567-3353.

Relevant Links: Business Checking | Account & Membership Agreement | Contact Us | JCU Mobile | Business Resources

*Loan amounts may exceed the maximum amount depending on SBA guarantees and/or on secondary market participation. Loans are based on approved credit.

Todays Best Rates

Type F/V Term APR
≤75,000 miles Fixed 4 Years 2.70%*
≤75,000 miles Fixed 5 Years 2.90%*
>75,000 miles Fixed 5 Years 3.25%*
Type F/V Annual Fee APR
Platinum Variable None 7.90%*
Preferred Variable None 11.5%*
Classic Variable None 12.5%*
Savings F/V Term APY
CD Fixed 5 Years 1.81%*
Money Market Variable n/a 0.20%*
IRA Variable n/a 0.25%*
Rates Effective March 1, 2013
*Rates subject to change. On approved credit.
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