Cell phones and tablets in the
Still, there are a few mobile schemes you should watch out for. "Phishing”: This occurs when crooks send links inside emails, claiming to be your financial institution, requesting sensitive information. Jordan Credit Union will never request sensitive information in this manner.
There's also "Smishing”: This occurs when crooks send text messages, claiming to be from your financial institution, and request information such as your PIN (personal identification number) or account number.
If you store account information or logins on your device, you could be at risk for identity theft if your phone is lost or stolen.
Stay safe by taking simple precautions with your phone:
* Steer clear of e-mails or text messages that claim to be from financial institutions and ask you to click on a link or provide sensitive account information. Jordan Credit Union and other legitimate financial institutions do not operate this way.
* Set your phone or tablet so that a password is required to turn it on or "wake it up" from sleep mode.
* Don't allow mobile Internet browsers or applications to automatically sign you in to your accounts. Log in manually to protect your information if your phone is lost or stolen.
* Only download banking apps directly from your financial institution or from a reputable vendor, like iTunes.
* If your phone has Bluetooth—a feature that allows mobile phones to communicate wirelessly—make sure you turn it off when you're not using it.
If you follow basic security measures, mobile banking can be a convenient and safe tool to manage your accounts.
Click here for our full Electronic Disclosure and JCU Mobile policy.