Rates

Loan Rates

Auto Loan:
≤75,000 miles
48 Mo*
≤75,000 miles
60 Mo*
>75,000 miles
60 Mo*
75,000 miles
72 Mo*
>75,000 miles
72 Mo*

Rates as low as:

2.70%

2.90%

3.25%

3.70%

4.30%

New Cell

*Rates subject to change without notice and are based on Approved Credit. Rates shown above are for members with A credit. Ask for details.
Real Estate, Personal, & Credit Cards:
First Mortgage
Home Equity Line of Credit
Personal Loan
VISA Credit Card
Rates as Low As: Call us! 567-3315 3.00 % 12.00 % 7.90 %

*Rates subject to change without notice and are based on Approved Credit. Rates shown above are for members with A credit. Ask for details.




Share Dividend and Certificate Interest Rate Schedule

Effective January 1, 2013

 
 

Regular Shares (Savings)

As of January 1, 2013, the dividend rate was 0.10% and the annual percentage yield (APY) was 0.10%. In addition, the credit union estimates a prospective dividend rate of 0.10% and a prospective APY of 0.10% for the period of January 1, 2013 through March 31, 2013.



 


Free Reward Checking

Balance Ranges APY ATM Refunds Qualifiers
$0 - $10,000
Above $10,000
$0 & up (w/o qualifiers)
1.50%
0.25%
0.05%
up to $20/mo.
up to $20/mo.
N/A
e*Statements, ACH, 10 debit card purchases
e*Statements, ACH, 10 debit card purchases
N/A
*On approved credit. Annual Percentage Yield (APY) as of 10.01.12. For Personal Accounts only. See a JCU representative or click on the Apply Now link for details.

Money Market Deposit Account (MMDA)

Balance Ranges APY
Below $2,500
$2,501 - $10,000
$10,001 - $20,000
$20,001 - $50,000
$50,001 and above
0.00%
0.15 %
0.15 %
0.15 %
0.15 %

ELITE Money Market Deposit Account

Balance Ranges APY
Below $10,000
$10,001 - $20,000
$20,001 - $50,000
$50,001 and above
0.15 %
0.20 %
0.20 %
0.20 %

IRA Account

Balance Ranges APY
Below $500&
$500 and above
0.20 %
0.25 %

Term Share Account (Certificate of Deposit)

Term of Certificate $1,000 - $5,000 $5,001 - $10,000 $10,001 - $40,000 $40,001 and above
APY APY APY APY
6 Month 0.10% 0.15% 0.20% 0.30%
12 Month 0.10% 0.15% 0.25% 0.35%
18 Month 0.15% 0.20% 0.25% 0.35%
24 Month 0.20% 0.30% 0.40% 0.50%
36 Month 0.50% 0.60% 0.80% 0.90%
60 Month 1.40% 1.51% 1.71% 1.81%

*Rates may change without notice.
 
 

Todays Best Rates

Type F/V Term APR
≤75,000 miles Fixed 4 Years 2.70%*
≤75,000 miles Fixed 5 Years 2.90%*
>75,000 miles Fixed 5 Years 3.25%*
Type F/V Annual Fee APR
Platinum Variable None 7.90%*
Preferred Variable None 11.5%*
Classic Variable None 12.5%*
Savings F/V Term APY
CD Fixed 5 Years 1.81%*
Money Market Variable n/a 0.20%*
IRA Variable n/a 0.25%*
Rates Effective March 1, 2013
*Rates subject to change. On approved credit.
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