Schedule of Fees

General Fees - All Accounts
Account Closure Fee (0-90 days) $15.00
Account Reasearch/Reconciliation (Hourly) $20.00
ACH/EFT Insufficient Funds $20.00
ACH/EFT Stop Payment $20.00
Bad Address Fee (Monthly) $1.00
Deposit of Foreign Collection Item $20.00
Immediate Coin Processing
Deposit Box Fee
10%
See Branch

JCU Certified Check - First 2

Each additional check

JCU Certified Check (non-member)

Free

$2.00

$5.00

Money Orders $2.00

Notary Service - Up to 3

4 or more (ea.)

Free

$5.00

Return of Deposited Check or Draft $20.00
History Printout (ea. copy, after the first 5) $1.00

Wire Transfers - Outgoing (Within USA)

Outgoing (Foreign)

Incoming

$30.00

$45.00

Free

Checking (Share Draft) Accounts
Bill Payment Free

Canceled Check Copy - Using JCU Staff

Using e-Teller

$3.00

Free

Check Paid by Courtesy Pay (Per Check) $20.00
Checking Account Monthly Fee Free
Insufficient Funds Check $25.00
Stop Payment of Check $25.00
VISA Cards (Check, Classic, Preferred and Platinum

Non-JCU Card Advance - Up to $1,000

Over $1,000

$15.00

3%

VISA Check Card Annual Fee Free
VISA Classic / Preferred Card Annual Fee Free
VISA Platinum Card Annual Fee Free
Consumer Loans
Late Payment (15 days and greater) $20.00
Payment Extension $15.00
Refinance of Existing JCU Loan $50.00
Real Estate Loans - See Mortgage Department
Certificate of Deposit / Money Market / IRA

CD Early Withdrawal Penalties:

Less than 24 Months

More than 24 Months

90 Day Interest

180 Day Interest

Elite MMDA Excessive Withdrawal

More than 3 per month

$15.00

IRA Early Withdrawal Penalty (Whichever is greater) 1% or $25.00
Deposit Requirements
Elite Money Market Account $10,000.00
Money Market Account $2,500.00
Regular Share Account $25.00

Todays Best Rates

Type F/V Term APR
≤75,000 miles Fixed 4 Years 2.70%*
≤75,000 miles Fixed 5 Years 2.90%*
>75,000 miles Fixed 5 Years 3.25%*
Type F/V Annual Fee APR
Platinum Variable None 7.90%*
Preferred Variable None 11.5%*
Classic Variable None 12.5%*
Savings F/V Term APY
CD Fixed 5 Years 1.81%*
Money Market Variable n/a 0.20%*
IRA Variable n/a 0.25%*
Rates Effective March 1, 2013
*Rates subject to change. On approved credit.
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